This IndusInd Bank News is the biggest update of 2025! IndusInd Bank, a well-known private bank, is in the headlines today. Let’s know why. The CEO’s resignation, share price crash, accounting mess, and issues in the microfinance portfolio – all this is happening together!
Investors are tense, customers are wondering what the future of the bank will be, and there is a buzz in the market. But don’t worry, we will explain everything in simple language in this blog. Read this entire article to know about the latest updates, controversies, and the future of IndusInd Bank News!
What is this IndusInd Bank News
For the last few months, a lot of negative news has been coming about IndusInd Bank. Now the biggest shock came when the bank’s CEO, Sumant Kathpalia, resigned. Also, major errors were found in the bank’s derivatives portfolio, due to which there was a loss of ₹1959.98 crore. The microfinance portfolio is also under stress, and the share price has fallen by more than 46% in a year. But despite all this, the RBI has said that the bank is financially stable. So what is all this? Let’s see all the details one by one. Is IndusInd Bank financially stable in 2025? Everyone is asking this question, and in this article, we will answer it as well. Are you ready? Let’s start!
Why did IndusInd Bank CEO resign in 2025?
First of all, let’s talk about the biggest update of IndusInd Bank News – the resignation of CEO Sumant Kathpalia. This news came on 29 April 2025 when he left his post. But why did IndusInd Bank’s CEO resign in 2025? The reason is that there have been major accounting mistakes in the bank’s derivatives portfolio, due to which the bank suffered a significant loss. Sumant had taken moral responsibility for this, and now he has resigned. Apart from this, another big update is that Deputy CEO Arun Khurana also resigned on 28 April 2025.
Now the bank is reorganizing the top management. These leadership changes are a matter of tension for investors because the announcement of the new CEO is still pending. And now, will this be a new beginning for the bank, or will more challenges come? Only time will tell.
What Are IndusInd Bank Accounting Discrepancies?
Now let us talk about IndusInd Bank accounting discrepancies, which are another big part of IndusInd Bank News. The bank’s derivatives portfolio has suffered a loss of ₹1,959.98 crore due to incorrect accounting. This matter has come to light in an independent audit in which Grant Thornton reported that the total loss was almost ₹1,960 crore. Apart from this, a discrepancy of ₹600 crore has also been seen in the bank’s microfinance portfolio. The bank has hired EY for its internal audit, but they clarified that it is not a forensic audit. What are IndusInd Bank accounting discrepancies? The answer to this question is simple; it is that due to incorrect calculations and processes, this mess has happened in the financials of the bank. Now the bank is trying to fix it, but it may be a bit difficult to win back the trust of the investors.
How Much Did IndusInd Bank Share Price Fall?
The biggest shock for the investors is the fact that the share price crashed. A year ago, the share price of the bank was around ₹1474, but now it has fallen to ₹785; that is a loss of 46.7%! On one day, April 22, 2025, the share price fell by 6%, which was a big shock for the investors, as it raised the question of how this happened. How much did the IndusInd Bank share price fall? This question is being discussed a lot in the market. On April 29, 2025, the share price recovered a little and closed at ₹ 830.45, but it is still much below its 52-week high (₹ 1550, June 2024).
Banking stocks showed a slight recovery when IndusInd Bank shares rose 3.82% to ₹ 824.25 on April 24, but the overall trend is still negative. I can’t say anything; investors are thinking, and I am also thinking – is this the right time to buy shares or not? You tell me what you are thinking.
IndusInd Bank Microfinance Portfolio Issues 2025
The microfinance portfolio is also a topic of discussion in IndusInd Bank News. The bank’s microfinance portfolio, which is worth ₹32,564 crore, is currently under stress. What are the IndusInd Bank microfinance portfolio issues 2025? Earlier, in 2021, this portfolio was in the news when 84,000 loan accounts were opened without customer consent due to a tech glitch, and now again a discrepancy of ₹600 crore has been seen in this portfolio, and an internal audit is also ongoing.
The bankers have clarified that these issues are being managed, but the portfolio is at risk due to overall stress in the microfinance sector. This news is a matter of concern for both customers and investors, as microfinance is a big part of the bank’s business.
Is IndusInd Bank Financially Stable in 2025?
Now this is the question that everyone is asking – Is IndusInd Bank financially stable in 2025? According to IndusInd Bank News, the RBI said in March 2025 that the bank is hospitalized and financially stable. The bank’s Capital Adequacy Ratio is 16.46%, Liquidity Coverage Ratio is 113%, and Provision Coverage is 70.20% – all these figures show that the financial base of the bank is strong. Also, the bank’s promoter Ashok Hinduja assured the shareholders that the bank’s financials are strong and that a loss of ₹1600-2000 crore is manageable in light of the operating profit (₹11,000 crore in 9 months), and the promoters also said that they will inject capital if the need arises.
Moody’s has started a review of the bank’s risk management and internal controls, which is a point of slight concern. But overall, the support of the RBI and the foundation of the bank keep it stable.
IndusInd Bank Avios Visa Infinite Credit Card Benefits
Amidst all the negative news, there is a positive update in IndusInd Bank News! The bank has made its IndusInd Bank Avios Visa Infinite Credit Card benefits more attractive. The joining fee of this card has been reduced from ₹40,000 to ₹10,000. This card is especially for international travelers, offering air miles, airport lounge access, and travel-related benefits.
If you are a frequent flyer or plan foreign trips, then this card can be a good option. This update shows that despite the controversies, the bank is bringing new offers for its customers. If you want to know more about this, check the official website of IndusInd Bank! So what are you thinking?
ATM Transaction Charges New Update
Another small but important update of IndusInd Bank News – The bank has made changes to ATM transaction charges. From 1 May 2025, there will be a charge of ₹23 for every cash withdrawal after the free limit at non-IndusInd Bank ATMs. There will be a charge of ₹11 for non-financial transactions (like balance checks). This comes under the new guidelines from RBI, which keep the free ATM transactions at 3 in metro areas and 5 in non-metro areas. So plan your transactions so that you can avoid extra charges!
Overall Scene of Banking Sector
Along with IndusInd Bank News, the banking sector is also going through a lot of changes in 2025. RBI reduced the repo rate by 50 basis points to 6.00% in February and April 2025, due to which lending and deposit mobilization have become tough for banks. Also, RBI has ordered banks to shift to the ‘.bank.in’ domain to secure their digital platforms, which is to be completed by 31 October 2025. All these changes show that both competition and challenges are increasing in the banking industry. What do you say about this?
This time is a bit tricky for IndusInd Bank as competitors like ICICI Bank are leaving them behind in financial metrics. But IndusInd’s strong fundamentals and RBI’s support can help it recover!
What’s Next for IndusInd Bank?
Now the question is: what will be the next chapter or step of IndusInd Bank News? The bank is currently going through a challenging phase – the CEO and Deputy CEO have resigned, accounting issues have arisen, and the share price has also fallen. However, the positive side is that the RBI and promoters are standing with the bank.
The bank is reorganizing its top management, and the announcement of the new CEO can be made soon. For investors, this is a wait-and-watch time. Will IndusInd Bank regain its lost trust? Will it be able to win? Will it recover its share price? For customers, the bank’s digital and credit card services are still reliable. So, we must have some patience and keep an eye on IndusInd Bank News. Now, what happens next?
ALSO READ; 5 Best Shares to Buy for Short Term Gain in 2025 Click here
CONGRATULATIONS
INDUSIND BANK NEWS 2025 is a rollercoaster ride – with controversies, losses, and leadership changes. However, this bank can get back on track with its strong financial base and RBI’s support. In this blog, we have covered Why did IndusInd Bank CEO resign in 2025?,What are the IndusInd Bank Accounting Discrepancies?, and Is IndusInd Bank Financially Stable or not? Also, we have shared updates on Credit Card Benefits and ATM Charges. Do you think IndusInd Bank will recover soon? Subscribe to our blog for the latest banking news!
FAQs
Q1. Why did the CEO of Indusind Bank resign in 2025?
A. According to INDUSIND BANK NEWS , CEO SUMANT KATHPALIA resigned on 29 April 2025 taking moral responsibility for the controversy of the derivatives portfolio.
Q2. What are the accounting discrepancies of Indusind Bank?
A. There was a loss of ₹ 1959.98 crore due to wrong accounting in the derivatives portfolio of the bank, and there is an issue of ₹ 600 crore in microfinance. It is auditing.
Q3. How much did the share price of Indusind Bank fall?
A. According to INDUSIND BANK NEWS , Share Price fell from ₹ 1474 to ₹ 785 in a year, this is a loss of 46.7%.
Q4. Is Indusind Bank Financially Stable in 2025?
A. Yes, according to RBI the bank is well-capitalized and financially stable, with strong ratios like 16.46% Capital Adequacy.
Q5. What are the issues in Indusind Bank’s Microfinance Portfolio in 2025?
A. ₹ 32,564 crore portfolio is under stress, and ₹ 600 crore discrepancy has been observed, internal audit is going on
Q6. What are the benefits of Indusind Bank Avios Visa Infinite Credit Card?
A. Joining Fee is ₹ 10,000, Aur Air Miles, Lounge Access Jaise Travel Benefits Milte Hain – Perfect for Frequent Flyers!